This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

UniDebt is a leading¹ debt collections firm

UniDebt makes it easy to settle debt you owe with our fair and friendly Fresh Start plans. Enroll or make a payment today.
By your continued use of our site, you agree to our Terms of Service and Privacy Policy

Ready for your Fresh Start?

Commit to a plan

Create your Fresh Start plan by committing to a specific schedule and signing your agreement

Make smart payments

Using Smart Autopay, you'll make payments towards your debt only when you have funds available

Get your Fresh Start

Use Peach (our affiliated platform) to get free tools, education, & support, on your financial journey

Our pledge

We're on a mission to make debt friendlier and easier to manage
What fees do we charge?

$0

3rd party fees may still apply¹
What we promise:
Freezing any interesting
Never charging 1st-party fees
Leading with compassion
Offering Peach for free
Friendly & compliant
Start paying off my debt
Anand P.
Dallas, TX
3 months
Forgiveness
$273
Smart Autopay

Powered by Peach

Through Peach, our free-to-use affiliated platform for debtors, you can get resources to assist your journey.
Tools
Use Peach's tools to setup your Fresh Start plan, manage payments, and use smart autopay to pay off your debt
Education
Learn about debt, credit, and personal finance with Peach's free library of digital educational content
Support
Ask questions about your debt at any time to one of Peach's friendly support team members
Sign up today

How can we help?

We understand debt can be stressful. That's why we're on a mission to make it easier to manage

Begin a Fresh Start plan with UniDebt

Create your Fresh Start plan by committing to a specific schedule and signing your agreement
Begin a Fresh Start plan

Manage my settings with UniDebt

Login to your portal to modify your Fresh Start plan, Smart Autopay, or make a manual payment
Manage my settings

Get help from friendly support

Ask a question or get help from our friendly support team by email or submitting our help form
Get friendly support

Frequently asked questions

What is UniDebt?
UniDebt is a debt collections firm that collects debt in Texas. We may be collecting debt that you owed another party. We're here to make it as easy as possible for you to manage debt.
How do I make a payment?
You make a manual payment at any time by visiting your account portal, accessible here. Alternatively, you can enroll in a Fresh Start plan or our Smart Autopay functionality.
What is Peach?
We built Peach, our free-to-use affiliated platform, to make it easier for debtors to access tools, education, and support to make it easier to manage and pay off their debt.
How does Smart Autopay work?
To reduce the risk of overdraft and insufficient fees, we built Smart Autopay: a feature that makes auto-payments towards your debt only when you have funds available.
What is a Fresh Start plan?
A Fresh Start plan lets you commit to a specific payment schedule and qualify for partial debt forgiveness (contingent upon your completion) and other perks.
Can I qualify for forgiveness?
Yes. We offer generous forgiveness rates to users that agree to settle their debt using a Fresh Start plan that they commit to and successfully complete.

Ready for a Fresh
Start? We'll help.

Debt can be stressful. We're on a mission to make it friendlier and easier to manage.
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.